Alterations to the Rules of the Association To the Members As described in our circular No.19-012 dated 26 November 2019, the following alterations to the Rules of the Association (the "Rules") will become effective from 12 noon GMT on 20 February 2020 for the 2020 policy year.  There will also be an alteration to the Special Clause. The amendments are explained below, and extracts of the relevant provisions are attached hereto.   Alterations to the Rules   Rule 26.1 (Towage Liabilities) The previously-used term "the insurance contract with a fixed sum insured" has been replaced by the more specific “the Naiko Class insurance contract”.   Rule 29.2(2) (Cargo Liabilities) Where there is a deviation (including a deviation from the contract of carriage) of the Entered Ship, and as a result, the Member is unable to invoke the right to exempt or limit liability as permitted in the contract of carriage, liabilities and expenses incurred in the deviation shall not be covered by the Association. The provision is amended to enable the Association to make a better judgement whether the Member’s actions can be regarded as a deviation, and should arrange additional insurance or take any action, if necessary.   Rule 30(1) (General Average) The Association covers cargo’s or some other party’s proportion of general average which is not legally recoverable, subject to the condition that the liabilities provided for in Rule 29 (Cargo Liabilities) of the Rules of the Association have been insured against. The amendment is to make it clear that the Rule providing for the ship to be insured under Rule 29 (Cargo liabilities) does not apply in respect of unrecoverable proportions of GA which do not concern cargo, such as charterers’ bunkers and/or special charges linked to containers.   Rule 34.2 (Deductibles) While the Association does not in principle apply deductibles under “the costs and expenses for lawyers and surveyors as well as for lawsuits” referre