Emergency Contact Combined ratio 2016 Home Latest updates Publications Combined ratio 2016 2 May 2017 Download page as PDF Sign up for alerts The Club reports a combined ratio of 98.6% for 2016. Our reinsurance programme remains at the heart of our ability to consistently report combined ratios below 100%. Share: Share: Back to top Latest insights 24 Apr 2026 Solvency & Financial Condition Report (SFCR) 2025 View article Solvency & Financial Condition Report (SFCR) 2025 21 Apr 2026 Annual Report 2025 View article Annual Report 2025 20 Apr 2026 Employers' Liability Register View article Employers' Liability Register Sign up for alerts