Emergency Contact Combined ratio 2017 Home Latest updates Publications Combined ratio 2017 19 Apr 2018 Download page as PDF Sign up for alerts The overall underwriting surplus of US$ 1.8m results in a combined ratio of 99.1%, which continues the Club’s mutual ethos of providing protection to Members at cost. Share: Share: Back to top Latest insights 24 Apr 2026 Solvency & Financial Condition Report (SFCR) 2025 View article Solvency & Financial Condition Report (SFCR) 2025 21 Apr 2026 Annual Report 2025 View article Annual Report 2025 20 Apr 2026 Employers' Liability Register View article Employers' Liability Register Sign up for alerts